What’s on the Types of Borrowing poster
A 7-row table: Type · Typical APR · Note.
Typical APR ranges; individual rates vary widely.
- Mortgage — 3–7% — Secured on property
- Personal loan — 6–15% — Fixed term and payment
- Car finance (PCP) — 5–12% — Check the total, not the monthly
- Credit card — 19–30% — Revolving
- Overdraft — 30–40% — Often the most expensive mainstream option
- Store card — 25–35% — Rarely worth the discount offered
- Payday / short term — Extremely high — Last resort
Secured borrowing is cheaper because your asset is at risk. That lower rate is not free — it is collateral.
Questions about the Types of Borrowing poster
- What’s on the Types of Borrowing poster?
- A 7-row table: Type · Typical APR · Note. Typical APR ranges; individual rates vary widely. Mortgage — 3–7% — Secured on property; Personal loan — 6–15% — Fixed term and payment; Car finance (PCP) — 5–12% — Check the total, not the monthly; Credit card — 19–30% — Revolving; Overdraft — 30–40% — Often the most expensive mainstream option; Store card — 25–35% — Rarely worth the discount offered; Payday / short term — Extremely high — Last resort. Secured borrowing is cheaper because your asset is at risk. That lower rate is not free — it is collateral.
- Who is the Types of Borrowing poster for?
- Types of Borrowing belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning credit & debt can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Types of Borrowing poster?
- Cost varies more than tenfold across these. The form matters more than the amount. A wall chart earns its place by being glanceable from where the work is happening, so Types of Borrowing belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Types of Borrowing?
- Balance Transfers, Buy Now, Pay Later and How Credit Cards Work sit alongside Types of Borrowing in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Balance TransfersBuy Now, Pay LaterHow Credit Cards Work
- Is the Types of Borrowing poster free to download and print?
- Yes. Types of Borrowing downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Types of Borrowing poster print at?
- Types of Borrowing is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Types of Borrowing loses nothing.Printing guide
Related posters
Charts that sit alongside Types of Borrowing on the same wall.
Browse every Money poster, or start from the full catalogue.