What’s on the Kinds of Debt poster
Tends to build against Tends to drain, side by side.
- Tends to build: Buys something that appreciates or earns
- Tends to build: Low interest rate
- Tends to build: Fixed, predictable repayments
- Tends to build: Mortgage, student loan, business capital
- Tends to drain: Buys something consumed or depreciating
- Tends to drain: High interest rate
- Tends to drain: Revolving, with no end date
- Tends to drain: Credit cards, payday loans, most car finance
- The label is not fixed: a mortgage you cannot afford is bad debt, and a small card ba…
Two questions decide it — what did it buy, and what is the rate. General education, not advice.
Questions about the Kinds of Debt poster
- What’s on the Kinds of Debt poster?
- Tends to build against Tends to drain, side by side. Tends to build: Buys something that appreciates or earns; Tends to build: Low interest rate; Tends to build: Fixed, predictable repayments; Tends to build: Mortgage, student loan, business capital; Tends to drain: Buys something consumed or depreciating; Tends to drain: High interest rate; Tends to drain: Revolving, with no end date; Tends to drain: Credit cards, payday loans, most car finance; The label is not fixed: a mortgage you cannot afford is bad debt, and a small card ba…. Two questions decide it — what did it buy, and what is the rate. General education, not advice.
- Who is the Kinds of Debt poster for?
- Kinds of Debt belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning credit & debt can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Kinds of Debt poster?
- Ask what the money bought, and what it costs. Both answers matter. A wall chart earns its place by being glanceable from where the work is happening, so Kinds of Debt belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Kinds of Debt?
- Balance Transfers, Buy Now, Pay Later and How Credit Cards Work sit alongside Kinds of Debt in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Balance TransfersBuy Now, Pay LaterHow Credit Cards Work
- Is the Kinds of Debt poster free to download and print?
- Yes. Kinds of Debt downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Kinds of Debt poster print at?
- Kinds of Debt is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Kinds of Debt loses nothing.Printing guide
Related posters
Charts that sit alongside Kinds of Debt on the same wall.
Browse every Money poster, or start from the full catalogue.