What’s on the Mortgage Types poster
A 6-row table: Type · Rate · Suits.
How the rate behaves during the deal period.
- Fixed — Locked for 2–10 years — Certainty; tight budgets
- Tracker — Follows a base rate + margin — Those who can absorb rises
- Standard variable — Lender's own rate — Nobody — the default after a deal ends
- Discount — SVR minus a margin — Short-term, variable
- Offset — Savings reduce interest charged — Those with savings
- Interest-only — Capital not repaid — Requires a repayment plan
Standard variable rate is usually the most expensive. Diarise your deal's end date and remortgage before it starts.
Questions about the Mortgage Types poster
- What’s on the Mortgage Types poster?
- A 6-row table: Type · Rate · Suits. How the rate behaves during the deal period. Fixed — Locked for 2–10 years — Certainty; tight budgets; Tracker — Follows a base rate + margin — Those who can absorb rises; Standard variable — Lender's own rate — Nobody — the default after a deal ends; Discount — SVR minus a margin — Short-term, variable; Offset — Savings reduce interest charged — Those with savings; Interest-only — Capital not repaid — Requires a repayment plan. Standard variable rate is usually the most expensive. Diarise your deal's end date and remortgage before it starts.
- Who is the Mortgage Types poster for?
- Mortgage Types belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning property can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Mortgage Types poster?
- A fix buys certainty for a period. It is not cheaper on average; it is more predictable. A wall chart earns its place by being glanceable from where the work is happening, so Mortgage Types belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Mortgage Types?
- Buying vs Renting, The Cost of Buying and Energy Efficiency sit alongside Mortgage Types in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Buying vs RentingThe Cost of BuyingEnergy Efficiency
- Is the Mortgage Types poster free to download and print?
- Yes. Mortgage Types downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Mortgage Types poster print at?
- Mortgage Types is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Mortgage Types loses nothing.Printing guide
Related posters
Charts that sit alongside Mortgage Types on the same wall.
Browse every Money poster, or start from the full catalogue.