What’s on the Loan to Value poster
The rule, 3 worked examples, and the mistake everyone makes.
- LTV = loan ÷ property value, as a percentage. Lower is cheaper.
- LTV = (loan ÷ value) × 100
- £180,000 loan on a £200,000 home = 90% LTV
- £150,000 on £200,000 = 75% LTV
- £120,000 on £200,000 = 60% LTV
- Common mistake: Ignoring the band boundary → Check what deposit reaches the next band…
General education. Rising house prices lower your LTV over time, which is why remortgaging can improve the rate.
Questions about the Loan to Value poster
- What’s on the Loan to Value poster?
- The rule, 3 worked examples, and the mistake everyone makes. LTV = loan ÷ property value, as a percentage. Lower is cheaper.; LTV = (loan ÷ value) × 100; £180,000 loan on a £200,000 home = 90% LTV; £150,000 on £200,000 = 75% LTV; £120,000 on £200,000 = 60% LTV; Common mistake: Ignoring the band boundary → Check what deposit reaches the next band…. General education. Rising house prices lower your LTV over time, which is why remortgaging can improve the rate.
- Who is the Loan to Value poster for?
- Loan to Value belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning property can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Loan to Value poster?
- LTV bands are cliff edges. A few thousand more deposit can move you into a cheaper band. A wall chart earns its place by being glanceable from where the work is happening, so Loan to Value belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Loan to Value?
- Buying vs Renting, The Cost of Buying and Energy Efficiency sit alongside Loan to Value in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Buying vs RentingThe Cost of BuyingEnergy Efficiency
- Is the Loan to Value poster free to download and print?
- Yes. Loan to Value downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Loan to Value poster print at?
- Loan to Value is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Loan to Value loses nothing.Printing guide
Related posters
Charts that sit alongside Loan to Value on the same wall.
Browse every Money poster, or start from the full catalogue.