What’s on the Sinking Funds poster
A 6-row table: Cost · Annual · Monthly.
Divide each annual cost by twelve and save that amount monthly.
- Car insurance — £600 — £50
- Car service and MOT — £400 — £33
- Christmas and birthdays — £600 — £50
- Holiday — £1,200 — £100
- Home maintenance — £1,200 — £100
- Subscriptions renewing yearly — £240 — £20
Most 'emergencies' in a household budget are annual costs that were never budgeted monthly.
Questions about the Sinking Funds poster
- What’s on the Sinking Funds poster?
- A 6-row table: Cost · Annual · Monthly. Divide each annual cost by twelve and save that amount monthly. Car insurance — £600 — £50; Car service and MOT — £400 — £33; Christmas and birthdays — £600 — £50; Holiday — £1,200 — £100; Home maintenance — £1,200 — £100; Subscriptions renewing yearly — £240 — £20. Most 'emergencies' in a household budget are annual costs that were never budgeted monthly.
- Who is the Sinking Funds poster for?
- Sinking Funds belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning basics can pin it up — a beginner, a student mid-course, or someone revising years later.
- When should you use the Sinking Funds poster?
- A known future cost is not an emergency. It is a monthly line you have not created yet. A wall chart earns its place by being glanceable from where the work is happening, so Sinking Funds belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
- What other posters go with Sinking Funds?
- Structuring Accounts, The 50/30/20 Budget and How You Pay Changes What You Spend sit alongside Sinking Funds in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Structuring AccountsThe 50/30/20 BudgetHow You Pay Changes What You Spend
- Is the Sinking Funds poster free to download and print?
- Yes. Sinking Funds downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
- What size does the Sinking Funds poster print at?
- Sinking Funds is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Sinking Funds loses nothing.Printing guide
Related posters
Charts that sit alongside Sinking Funds on the same wall.
Browse every Money poster, or start from the full catalogue.