RebalancingWhy a portfolio drifts, and what to do about it.MoneyKeeping the mix you chose rather than the one the market produced.1Set a target allocationFor example 70% equities, 30% bonds. Write it down.2Check periodicallyAnnually is enough for most people. More often adds cost.3Compare against targetStrong equity years push equities above their share.4Rebalance with new money firstDirect contributions at the underweight asset. No selling, no tax.5Sell only if necessaryAnd prefer to do it inside a tax wrapper.THRESHOLD APPROACHRebalance when any holding drifts 5 percentage points from targetRather than on a fixed dateGeneral education, not financial advice. Rebalancing controls risk; itdoes not reliably increase return.Rebalancinglearnposters.com
Rebalancing — printable money wall chart from LearnPosters. Free vector PDF, US Letter and A4.

Rebalancing, step by step

Keeping the mix you chose rather than the one the market produced.

  1. Set a target allocationFor example 70% equities, 30% bonds. Write it down.
  2. Check periodicallyAnnually is enough for most people. More often adds cost.
  3. Compare against targetStrong equity years push equities above their share.
  4. Rebalance with new money firstDirect contributions at the underweight asset. No selling, no tax.
  5. Sell only if necessaryAnd prefer to do it inside a tax wrapper.

Threshold approach

  • Rebalance when any holding drifts 5 percentage points from target
  • Rather than on a fixed date

General education, not financial advice. Rebalancing controls risk; it does not reliably increase return.

Questions about the Rebalancing poster

What’s on the Rebalancing poster?
5 numbered steps, with a full worked run-through. Keeping the mix you chose rather than the one the market produced. Set a target allocation — For example 70% equities, 30% bonds. Write it down.; Check periodically — Annually is enough for most people. More often adds cost.; Compare against target — Strong equity years push equities above their share.; Rebalance with new money first — Direct contributions at the underweight asset. No se…; Sell only if necessary — And prefer to do it inside a tax wrapper.. General education, not financial advice. Rebalancing controls risk; it does not reliably increase return.
Who is the Rebalancing poster for?
Rebalancing belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning investing can pin it up — a beginner, a student mid-course, or someone revising years later.
When should you use the Rebalancing poster?
Rebalancing sells what has risen and buys what has fallen. It feels wrong, which is why it works. A wall chart earns its place by being glanceable from where the work is happening, so Rebalancing belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
What other posters go with Rebalancing?
Asset Classes, Bonds and Time in the Market sit alongside Rebalancing in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Asset ClassesBondsTime in the Market
Is the Rebalancing poster free to download and print?
Yes. Rebalancing downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
What size does the Rebalancing poster print at?
Rebalancing is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Rebalancing loses nothing.Printing guide

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