Compounding FrequencyHow often interest is added, and how much difference it makes.Money£1,000 at a nominal 10% for one year.CompoundedEffective rateValueAnnually10.00%£1,100.00Semi-annually10.25%£1,102.50Quarterly10.38%£1,103.81Monthly10.47%£1,104.71Daily10.52%£1,105.16Continuously10.52%£1,105.17The gain from monthly to daily compounding is negligible. The ratematters enormously more than the frequency.Compounding Frequencylearnposters.com
Compounding Frequency — printable money wall chart from LearnPosters. Free vector PDF, US Letter and A4.

What’s on the Compounding Frequency poster

A 6-row table: Compounded · Effective rate · Value.

£1,000 at a nominal 10% for one year.

The gain from monthly to daily compounding is negligible. The rate matters enormously more than the frequency.

Questions about the Compounding Frequency poster

What’s on the Compounding Frequency poster?
A 6-row table: Compounded · Effective rate · Value. £1,000 at a nominal 10% for one year. Annually — 10.00% — £1,100.00; Semi-annually — 10.25% — £1,102.50; Quarterly — 10.38% — £1,103.81; Monthly — 10.47% — £1,104.71; Daily — 10.52% — £1,105.16; Continuously — 10.52% — £1,105.17. The gain from monthly to daily compounding is negligible. The rate matters enormously more than the frequency.
Who is the Compounding Frequency poster for?
Compounding Frequency belongs to the Money section rather than to a school year, because money is not something one grade owns. Anyone learning growth can pin it up — a beginner, a student mid-course, or someone revising years later.
When should you use the Compounding Frequency poster?
More frequent compounding helps, but far less than most people expect. A wall chart earns its place by being glanceable from where the work is happening, so Compounding Frequency belongs on the wall where that money work actually happens, within glancing distance, rather than filed away.
What other posters go with Compounding Frequency?
Turning Savings into Income, APR & AER and Compound Interest sit alongside Compounding Frequency in the Money section. Printed together they make a wall rather than a single sheet, which is how a reference set actually gets used.Turning Savings into IncomeAPR & AERCompound Interest
Is the Compounding Frequency poster free to download and print?
Yes. Compounding Frequency downloads as a free PDF with no account, no email and no watermark, like everything else in the Money section. Print as many copies as you like for a home, a classroom, a library or a tutoring group; reselling the file is the only thing the licence rules out.Read the licence
What size does the Compounding Frequency poster print at?
Compounding Frequency is a vector PDF laid out for US Letter, and prints on A4 with Fit to page — the same file, no separate download. Because every mark on it is drawn rather than photographed, it stays sharp enlarged to A3, A2 or A1 at a copy shop. Colour carries emphasis only, so a greyscale print of Compounding Frequency loses nothing.Printing guide

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